How it works
The AI 10-K reader that finds the buried risks.
Bob reads the filing so you don't have to skim it. Type a ticker: he pulls the company's latest annual report from the SEC, reads it, and tells you in plain English what the business looks like on paper, with a number from 0 to 100 and a link to every page he leaned on.
What he reads
The baseline is the most recent 10-K, the annual report every US-listed company files with the SEC. If a 10-Q has been filed since, Bob layers it on so the read isn't a year stale. Material 8-Ks filed after that (a CEO leaving, an acquisition, a restatement) go in too.
The filings carry the weight. Recent news can be used as light context, never more than a small share of the judgement, and never to overrule what the company itself told the SEC.
What the number means
The meter runs 0 to 100. 70 and above reads bullish, 58 to 69 lean bullish, 45 to 57 neutral, 32 to 44 lean bearish, below that bearish. It describes the filing: the durability of the business, the balance sheet, what management is worried about and whether they say so plainly. It is not a price target and says nothing about whether the stock is cheap today.
Every read comes with a thesis (the story in a sentence or two) and the specific risks the filing discloses, each one traceable to the document.
Quick read and forensic read
The quick read works from the high-signal parts of the filing and comes back in seconds. The forensic read, on Pro, goes through the entire 10-K, footnotes included, which is where companies tend to put the things they would rather you didn't dwell on. It also rates the last five annual filings the same way, so you can see whether the story is improving or quietly wearing down.
What he doesn't do
Bob doesn't tell you to buy or sell anything, doesn't know your situation, and doesn't chase what the stock did this week. Every reader gets the same rating for the same filing. He is a publisher with an opinion about paperwork. You make the call.
Charts, alongside the read
Next to the filing read, Bob shows RSI, MACD and support and resistance levels, so the business and the price action sit on one page.
See the reads already on file in stocks, or the questions people ask in the FAQ.